AmeriPlan® is a Discount Medical Program Organization. We arrange for our members to have access to medical, dental, vision, chiropractic pharmaceutical providers who have agreed to offer their services at negotiated discounts off their usual and customary fees.
Members can save 25% - 65% on all restorative and cosmetic work (fillings, crowns, braces, etc.) and up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist. Specialist fees are discounted 15% to 25%.
Since AmeriPlan® is not insurance or a health organization, all ongoing medical/dental problems (conditions) are accepted except for contracted treatment plans including orthodontic treatment in progress.
There is no waiting period before you can start using your program! And, there are instant savings, no paper work to fill out, and no limits on visits to your providers!
The Dental Plus membership is only $19.95 per month for an entire household! A household membership includes all residents in the household including parents, children, relatives, significant others, and all permanent residents of the household! Monthly or quarterly payments are made only by electronic bank draft or credit card. Invoicing is done only for annual memberships paid one year in advance.
The Prescription Drug, Vision, and Chiropractic programs included with both the Dental Plus and Total Health membership at no extra cost!
AmeriPlan® has assembled one of the largest networks of providers in the country, and we are constantly adding to this base. Our network has tens of thousands of medical practitioners, almost 75,000 dentists, more than 12,000 vision care providers, some 50,000 pharmacies and more than 7,500 credentialed chiropractors.
Within 10-14 days of receipt of your application at corporate headquarters in Plano, TX, you receive a Member Information Guide and Membership Identification card(s). Present your Membership ID card to any AmeriPlan® provider and you will be eligible to receive discounted fees. You pay the provider at the time of service.
Yes, but it is at the physician's discretion whether to accept both. As with our Dental Plus program, a member's insurance should always be the primary form of payment.
All members should receive a minimum 15% discount.
There are many reasons. Some of the most important are:
The Hospital Advocacy program is designed to help members with their medical bills whenever a single hospital visit totals $2,500. (For the insured, this means the amount you are personally responsible for, aside from your deductible.) Charges can be incurred from multiple providers. The patient advocate negotiates on behalf of the patient and pursues a wide range of options, from government entitlement programs to payment plans. There is a waiting period of three buisness days from the active date of your membership to utilize this program.
The rates that the provider charges are determined based upon either a set fee schedule that the provider has contracted, or as a percentage off of their billed charges. In general, discounts will vary between 20% and 50%. Labs and diagnostics will have discounts of up to 80%.
There are two ways to locate a provider:
No. Medicare does not allow their providers to charge a Medicare patient a different price.
No. As with all of our health programs, the provider receives the full discounted fee from the member at the time services are rendered.
Yes. The lab services will be billed up to a 40% discount.
No. Fees will vary by zip code.
Yes. Approved household members receive four (4) cards; two AmeriPlan Total Health® ID Cards and two Dental Plus cards.
Yes. Emergency services may or may not be contracted with the Total Health program. Depending on the extent of the charges, these services may be eligible for the Patient Advocacy Program.
All medical needs are included as long as we have contracted providers offering this service.
AmeriPlan® is compliant with all HIPPA regulations.
Yes. Hearing Services will be included under our Ancillary Services providers.
Yes. The Patient Advocate will negotiate with any hospital of the member's choice.